Humm - Buy Now & Pay Later

Editor's Review

Meet humm, your go-to app for effortless buy now, pay later shopping! 🛍️ With humm, you can shop at a wide range of participating merchants both online and in-store across Australia, and split your payments into manageable, interest-free installments. 💸 No more stressing about upfront costs – humm makes it easy to get what you need when you need it!

How does it work? 🤔 It’s simple! Use the humm app to discover your favorite stores and products. When you’re ready to make a purchase, just choose humm at the checkout, whether you’re shopping online or at a physical store. Your total will be divided into easy-to-manage installments, and you can review all your transactions and payment schedules right in the app. Plus, repayments are automatically deducted from your chosen account, so you'll never miss a payment! 🗓️

Wondering if you can get humming? 🎶 Here’s what you need:

• Be at least 18 years old.
• Have a permanent job (20+ hours per week) or receive an aged or veteran’s pension.
• Meet humm's credit assessment criteria.
• Be a permanent resident of Australia.
• Have a valid mobile number.

Important things to know: 💡 The humm app is free to use, but you’ll need an internet connection, and standard data charges apply. Make sure to read the humm Terms of Use before downloading and using the app to understand all the details. Using humm brings financial flexibility right to your fingertips! 🌟

Features

• Shop online or in-store

• Select humm at checkout

• Pay in easy installments

• Track transactions and payments

• Automatic repayment deductions

• Check your transaction history anytime

• Manage your payment schedules easily

• Access exclusive deals

Pros

• Enjoy interest-free installments

• Manage transactions easily in-app

• Automatic repayments for convenience

Cons

• Requires a stable internet connection

• Approval based on credit assessment