YONO SBI: Banking & Lifestyle

Editor's Review

YONO SBI is your all-in-one mobile banking and lifestyle app, bringing convenience to your fingertips! 📱💰 Whether you need to bank, shop, travel, pay bills, or invest, YONO SBI has you covered. With a wide range of features and services, managing your finances and enjoying exclusive offers has never been easier. 🎉

Registration Process:

Make sure your device is running Android 10 or above to enjoy the latest features of YONO SBI. Follow these simple steps to get started:

1. Install/update the app from Google Play Store.
2. Grant the necessary permissions (location, phone calls, SMS).
3. Select the SIM card with your CBS Registered Mobile Number (RMN).
4. Allow the app to send an encrypted SMS to verify your identity. Standard SMS charges apply.
5. If you have multiple CIFs linked to the same number, provide your account details and DOB.
6. Existing SBI online banking users can register using their User ID and Password. New users can create credentials using their account and ATM card details.
7. If a non-RMN SIM is selected, you'll be directed to the account opening screen.

What YONO SBI Offers:

As an extension of SBI's trusted digital banking legacy, YONO SBI provides a secure and comprehensive platform for all your needs. 🏦

• Shopping Marketplace: Enjoy exclusive discounts and offers across various merchants for shopping, vacation bookings, flights, buses, IRCTC train tickets, and food delivery. 🛍️✈️
• Quick Transfer: Instantly transfer funds up to Rs. 50,000 to new beneficiaries per day. 💸
• One View: Link and view all your relationships with State Bank entities, including credit cards, insurance, SIP, mutual funds, and investments, in one place. 📊
• Pre-Approved Loans: Get personal loans within 2 minutes with minimal documentation. 🚀
• Overdraft Facility: Avail overdraft against your fixed deposit with just one click. 💡
• Convenience: Request cheque books, ATM cards, or use emergency services to change ATM PIN, block cards, or stop cheques. 🛡️

Other Pre-Login Features:

• ATM/Branch Locator: Find nearby ATMs and branches. 📍
• Forgot MPIN?: Reset your login MPIN. 🔑
• View Balance: Check your account balance and recent transactions. 💰
• Quick Pay: Make quick and simple payments. 💨
• YONO Cash: Withdraw cash without a card. 🏧
• Loans & Investments: Apply for loans and open investment accounts. 🏦
• Best Offers: Check out the best online shopping offers. 🎁
• App Lock: Secure your app with a lock. 🔒
• Terms & Conditions and Privacy Policy: Stay informed about our policies. 📜
• Helpline: Contact our helpline for assistance. 📞

Download YONO SBI today and experience the future of banking and lifestyle services! 🌟

Features

• Mobile banking and lifestyle application

• Shopping marketplace with exclusive discounts

• IRCTC train ticket booking

• UPI money transfers

• Movie ticket bookings

• Quick fund transfers

• Pre-approved personal loans

• Overdraft against fixed deposit

• ATM/Branch locator

• Cardless cash withdrawal

• Apply for loans and investments

• Emergency services for card management

Pros

• Convenient mobile banking and lifestyle app

• Exclusive discounts and offers for SBI customers

• Quick fund transfers up to Rs.50,000 per day

• View relationships with all State Bank entities

• Pre-approved personal loans in 2 minutes

• Overdraft facility against Fixed Deposit

• Emergency services for ATM/Debit cards

Cons

• App is supported on Android 10 and above only

• SMS charges apply for registration

• Need to visit branch if non-RMN SIM is selected